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Annual report for the year ended 2025-12-31. These are reported annual figures, not trailing twelve-month estimates.
The primary objectives of AFG’s property and casualty insurance operations are to achieve solid underwriting profitability and provide excellent service to its policyholders and agents. Underwriting profitability is measured by the combined ratio, which is a sum of the ratios of losses, loss adjustment expenses (“LAE”), underwriting expenses and policyholder dividends to premiums. A combined ratio under 100% indicates an underwriting profit. The combined ratio does not reflect investment income, other income, other expenses or federal income taxes.
Excerpt from Item 1 — Business; filed 2026-02-25. May be shortened.
Source: SEC Company Facts. Checked 2026-09-24. Data is refreshed in the background. Missing or ambiguous figures are left unavailable.
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